The first step in the loan process is determining what type of financing you qualify for and what price range you should be looking in. Getting prequalified is not something that can be done by simply inputting some numbers into a calculator or using some web-tool to auto-calculate your debt-to-income ratio and returning a price range. This process needs to take into account your personal situation, your current needs and your future financial goals and objectives. Prior to being pre-qualfied, it is a good idea to have an understanding of two things:

• how much do you want to spend per month for your new home? and
• how much do you have available to invest in the transaction? (down payment, closing costs, etc.)

Once you have an idea of those two things, then you are ready to start the prequalfication process.  The easiest and most efficient way to start this process, is by completing our online prequalification worksheet.  The worksheet is designed to allow you to fill out the information in 5 to 10 minutes, and with the information, we will be able to have an intelligent conversation about your qualifications and about what financing options may be best suited for you.

To start the prequalification process online, click here.

To start the prequalification over the phone, please contact us.