function mmLoadMenus() {
  if (window.mm_menu_0227220444_0) return;
  window.mm_menu_0227220444_0 = new Menu("root",140,16,"Arial, Helvetica, sans-serif",10,"#333333","#ffffff","#e0e0e0","#58bc68","center","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_0227220444_0.addMenuItem("Contact Information","location='contactus.htm'"); 
  mm_menu_0227220444_0.addMenuItem("Privacy Policy","location='privacypolicy.htm'");
  mm_menu_0227220444_0.addMenuItem("About Dunwoody Mortgage&nbsp","location='whoisdms.htm'");
   mm_menu_0227220444_0.hideOnMouseOut=true;
   mm_menu_0227220444_0.menuBorder=1;
   mm_menu_0227220444_0.menuLiteBgColor='#ffffff';
   mm_menu_0227220444_0.menuBorderBgColor='#555555';
   mm_menu_0227220444_0.bgColor='#555555';

  window.mm_menu_0227221226_0 = new Menu("root",146,16,"Arial, Helvetica, sans-serif",10,"#333333","#ffffff","#e1e1e1","#58bc68","center","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_0227221226_0.addMenuItem("Fixed Rate Mortgages","location='fixedrate.htm'");
  mm_menu_0227221226_0.addMenuItem("Adjustable Rate Mortgages","location='arms.htm'");
  mm_menu_0227221226_0.addMenuItem("Interest Only Loans","location='interest_only.htm'");
   mm_menu_0227221226_0.addMenuItem("FHA Financing&nbsp","location='fha.htm'");
  mm_menu_0227221226_0.addMenuItem("Home Equity Line and Loans","location='hequity.htm'");
   mm_menu_0227221226_0.addMenuItem("USDA Financing","location='usda.htm'");
  mm_menu_0227221226_0.addMenuItem("100% Financing Options","location='onehundred.htm'");
   mm_menu_0227221226_0.hideOnMouseOut=true;
   mm_menu_0227221226_0.menuBorder=1;
   mm_menu_0227221226_0.menuLiteBgColor='#ffffff';
   mm_menu_0227221226_0.menuBorderBgColor='#555555';
   mm_menu_0227221226_0.bgColor='#555555';

  window.mm_menu_0227223411_0 = new Menu("root",195,16,"Arial, Helvetica, sans-serif",10,"#333333","#ffffff","#e1e1e1","#59bd66","center","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_0227223411_0.addMenuItem("Customer Tracking and Trailing","location='ctracking.htm'");
  mm_menu_0227223411_0.addMenuItem("Rates delivered to your cell phone","location='ratestocell.htm'");
  mm_menu_0227223411_0.addMenuItem("Subscribe to "The Mortgage Note"","location='thenote.htm'");
  mm_menu_0227223411_0.addMenuItem("The Mortgage Market Guide Weekly","location='mmg.htm'");
  mm_menu_0227223411_0.addMenuItem("Testimonials from Realtors","location='testimonials_realtors.htm'"); 
   mm_menu_0227223411_0.hideOnMouseOut=true;
   mm_menu_0227223411_0.menuBorder=1;
   mm_menu_0227223411_0.menuLiteBgColor='#ffffff';
   mm_menu_0227223411_0.menuBorderBgColor='#555555';
   mm_menu_0227223411_0.bgColor='#555555';

  window.mm_menu_0227220805_0 = new Menu("root",131,16,"Arial, Helvetica, sans-serif",10,"#333333","#ffffff","#e1e1e1","#58bc68","center","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_0227220805_0.addMenuItem("Today's mortgage rates","location='todaysrates.htm'");
  mm_menu_0227220805_0.addMenuItem("Equity Line of Credit rates","location='equityline.htm'");
  mm_menu_0227220805_0.addMenuItem("Equity Loan rates","location='equityloan.htm'");
  mm_menu_0227220805_0.addMenuItem("How to Lock-In rate","location='howtolock.htm'");
   mm_menu_0227220805_0.hideOnMouseOut=true;
   mm_menu_0227220805_0.menuBorder=1;
   mm_menu_0227220805_0.menuLiteBgColor='#ffffff';
   mm_menu_0227220805_0.menuBorderBgColor='#555555';
   mm_menu_0227220805_0.bgColor='#555555';

  window.mm_menu_0227221626_0 = new Menu("root",172,16,"Arial, Helvetica, sans-serif",10,"#333333","#ffffff","#e1e1e1","#59bd66","center","middle",3,0,1000,-5,7,true,true,true,0,true,true);
    mm_menu_0227221626_0.addMenuItem("Get Prequalified Today","location='getprequal.htm'");
  mm_menu_0227221626_0.addMenuItem("Items needed for Loan Application","location='itemsneeded.htm'");
  mm_menu_0227221626_0.addMenuItem("Prequalification vs. Preapproval","location='preqvspreap.htm'");
   mm_menu_0227221626_0.hideOnMouseOut=true;
   mm_menu_0227221626_0.menuBorder=1;
   mm_menu_0227221626_0.menuLiteBgColor='#ffffff';
   mm_menu_0227221626_0.menuBorderBgColor='#555555';
   mm_menu_0227221626_0.bgColor='#555555';

  window.mm_menu_0302000859_0 = new Menu("root",210,16,"Arial, Helvetica, sans-serif",10,"#333333","#ffffff","#e1e1e1","#59bd66","center","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_0302000859_0.addMenuItem("Complete an Online Prequal Worksheet","location='http://www.dunwoodymortgage.net/prequalworksheet.htm'");
   mm_menu_0302000859_0.menuBorder=1;
   mm_menu_0302000859_0.menuLiteBgColor='#ffffff';
   mm_menu_0302000859_0.menuBorderBgColor='#555555';
   mm_menu_0302000859_0.bgColor='#555555';

  window.mm_menu_0301140024_0 = new Menu("root",160,16,"Arial, Helvetica, sans-serif",10,"#333333","#ffffff","#e1e1e1","#59bd66","center","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_0301140024_0.addMenuItem("Closing Attorney Info","location='closingatty.htm'");
   mm_menu_0301140024_0.addMenuItem("Construction to Permanent","location='cp.htm'");
  mm_menu_0301140024_0.addMenuItem("Credit Dispute Letters","location='creditdispute.htm'");
  mm_menu_0301140024_0.addMenuItem("Credit Info","location='creditinfo.htm'");
    mm_menu_0301140024_0.addMenuItem("Credit Issues","location='creditissues.htm'");
  mm_menu_0301140024_0.addMenuItem("First Time Homebuyers&nbsp","location='ftbuyers.htm'");
  mm_menu_0301140024_0.addMenuItem("Glossary of Terms","location='glossary.htm'");
   mm_menu_0301140024_0.addMenuItem("Historical Rate Information","location='historicaldata.htm'");
  mm_menu_0301140024_0.addMenuItem("Home Buyer Seminar","location='seminar.htm'");
  mm_menu_0301140024_0.addMenuItem("Home Inspector Info","location='hinspector.htm'");
  mm_menu_0301140024_0.addMenuItem("Homestead Exemption Info","location='homestead.htm'");
      mm_menu_0301140024_0.addMenuItem("HUD Settlement Cost Booklet","location='HUDbooklet.htm'");
  mm_menu_0301140024_0.addMenuItem("Lease Purchase Info","location='leasepurchase.htm'");
  mm_menu_0301140024_0.addMenuItem("Mortgage Market Guide Weekly","location='mmg.htm'");
   mm_menu_0301140024_0.addMenuItem("Real Estate Agent Info","location='reagent.htm'");
    mm_menu_0301140024_0.addMenuItem("Request a Good Faith","location='gfe.htm'");
	
 
   mm_menu_0301140024_0.hideOnMouseOut=true;
   mm_menu_0301140024_0.menuBorder=1;
   mm_menu_0301140024_0.menuLiteBgColor='#ffffff';
   mm_menu_0301140024_0.menuBorderBgColor='#555555';
   mm_menu_0301140024_0.bgColor='#555555';

  window.mm_menu_0301131332_0 = new Menu("root",200,16,"Arial, Helvetica, sans-serif",10,"#333333","#ffffff","#e0e0e0","#58bc68","center","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_0301131332_0.addMenuItem("First Time Homebuyers","location='ftbuyers.htm'");
  mm_menu_0301131332_0.addMenuItem("Glossary of mortgage terms","location='glossary.htm'");
  mm_menu_0301131332_0.addMenuItem("How can I avoid paying PMI?","location='avoidpmi.htm'");
  mm_menu_0301131332_0.addMenuItem("How do I decide which program is best?","location='mortgageprofile.htm'"); 
  mm_menu_0301131332_0.addMenuItem("How do I request a Good-Faith-Estimate?","location='gfe.htm'");
  mm_menu_0301131332_0.addMenuItem("Prequalification or Pre-Approval?&nbsp","location='preqvspreap.htm'");
  mm_menu_0301131332_0.addMenuItem("What about bi-weekly payments?","location='biweekly.htm'"); 
  mm_menu_0301131332_0.addMenuItem("What if I have credit issues?","location='creditissues.htm'");
  mm_menu_0301131332_0.addMenuItem("What is a lease-purchase?","location='leasepurchase.htm'"); 
   mm_menu_0301131332_0.addMenuItem("What is a LIBOR loan?","location='arms.htm'"); 
   mm_menu_0301131332_0.addMenuItem("What is an Interst-Only loan?","location='interest_only.htm'");
   mm_menu_0301131332_0.hideOnMouseOut=true; mm_menu_0301131332_0.addMenuItem("What is owner's title insurance?","location='ownerstitle.htm'");
   mm_menu_0301131332_0.addMenuItem("What paperwork will I need?","location='itemsneeded.htm'"); 
 mm_menu_0301131332_0.addMenuItem("Who is Dunwoody Mortgage Services?","location='whoisdms.htm'"); 
   mm_menu_0301131332_0.menuBorder=1;
   mm_menu_0301131332_0.menuLiteBgColor='#ffffff';
   mm_menu_0301131332_0.menuBorderBgColor='#555555';
   mm_menu_0301131332_0.bgColor='#555555';

  mm_menu_0301131332_0.writeMenus();
} // mmLoadMenus()

function MM_swapImgRestore() { //v3.0
  var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc;
}

function MM_preloadImages() { //v3.0
  var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array();
    var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++)
    if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}}
}

function MM_findObj(n, d) { //v4.01
  var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
    d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
  if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
  for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document);
  if(!x && d.getElementById) x=d.getElementById(n); return x;
}

function MM_swapImage() { //v3.0
  var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3)
   if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];}
}